![]() ![]() Upto 1.50% of the principal outstanding and undisbursed amount (if any) + applicable taxes/statutory levies at the time of conversion. Switch to Lower Rate (Loans under HDFC Bank Reach)- Variable Rate Switch to Lower Rate (Plot Loans)- Variable RateĠ.5% of principal outstanding and undisbursed amount (if any) + applicable taxes/statutory levies at the time of Conversion. Switch from Combination Rate home loan fixed rate to Variable rateġ.75% of the Principal Outstanding and Undisbursed amount (if any)+ applicable taxes / statutory levies at the time of Conversion. Upto 0.50% of the Principal Outstanding and undisbursed amount (if any) at the time of Conversion or a cap of Rs.50000/- + applicable taxes / statutory levies whichever is lower. Switching to Variable Rate Loan from Fixed Rate Loan (Housing/Extension/ Renovation) ![]() Upto 0.50% of the Principal Outstanding and undisbursed amount (if any)at the time of Conversion or a cap of Rs.50000/-+applicable taxes/statutory Levies which ever is lower. Switch to Lower Rate in Variable rate Loans (Housing/ Extension/ Renovation) 2000/- + applicable taxes / statutory levies. Re-appraisal of loan after 6months from date of sanction 3000/-+applicable taxes/statutory levies whichever is higher Minimum Retention Amount: 50% of applicable fees or Rs. Up to 2.00% of the loan amount+ applicable taxes / statutory levies. 4500/-+applicable taxes/statutory levies whichever is higherįees for Loans under HDFC Bank Reach Scheme 4500/- whichever is higher + applicable taxes / statutory levies and charges. Minimum Retention Amount: 50% of applicable fees or Rs. HDFC Home Loan Per 1 Lakh EMI Calculation on Yearly Basis 8.60 9.00, 25 Years, Rs. 3000/- whichever is higher + applicable taxes / statutory levies and charges. +applicable taxes/statutory levies whichever is higher 4500/- whichever is higher+ applicable taxes / statutory levies. 3000/- +applicable taxes/statutory levies whichever is higherįees for Resident Housing/ Extension/ Renovation/ Refinance/ Plot Loans for Self Employed Non-Professionals. 3000/- whichever is higher + applicable taxes / statutory levies. The Housing Development Finance Corporation (HDFC) is Indias largest. The higher the tenure of the loan, the lower will be the EMI payable.Fees for Resident Housing Loan/ Extension/ House Renovation Loan/ Refinance of Housing Loan/ Plot Loans for Housing (Salaried, Self-Employed Professionals) HDFC Bank Home Loan: Eligibility, Processing Fees, Interest Rates, EMI Calculator. Loan Tenure: How long one has opted to take the loan for is yet another factor that influences the EMI.The higher the rate of interest, the higher the EMI. And, this is one of the major factors that affects the EMI payable. Interest Rate: Different banks usually have different rates of interest that they offer for Home Loans.Principal: The initial amount borrowed as the loan, in other words, the principle, will quite naturally affect the Equated Monthly Instalment payable by the borrower.This tool will automatically calculate the EMI for you and will show the result.Choose the tenure of the loan and enter it in the next box that says ‘Loan Tenure’.Enter the rate of interest in the second box. ![]()
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